A simple household service worker in Saudi Arabia shared how she was able to buy a house and lot property in the Philippines while sending her children to college, and how vital it is to handle money remittances and making sure it goes where it supposed to go.
As shared on the community website DubaiOFW.com, Vicky has been working in the Kingdom of Saudi Arabia since 2014 as a household service worker for the same employer and is only receiving SAR1,500 or approximately AED1,469 each month. Despite receiving a minimum amount of money every month, she has been frugal in budgeting it.
In an effort to provide her children a good education, she has decided to work abroad. While working abroad, she did not only send her children to school. She was also able to build a two-bedroom house. Vicky’s husband, on the other hand, works as an internet installer in the Philippines while doing side gigs.
The OFW’s first salaries did not go anywhere as she immediately decided to buy a lot for P200,000 which she paid for 20 months. She spent P1 million for the property–P200,000 for the lot and some P789,000 for the house construction. Her dream house is expected to be completed in December this year.
“No sa hipag ko po nanghihiram ako ng unang hiram ko 100K I pay monthly 15K tapos pagkabayad utang ulit ganon po gawa ko every month binabayaran ko hanggang makatapos, utang ulit. Nagpapasalamat ako na may hipag ako na nagpahiram ng pera,” she said.
While working abroad, she was also able to purchase two motorcycles for her family for their daily transportation. Additionally, Vicky was also able to provide her family a tricycle and is working on fully paying for a second-hand vehicle.
Currently, her eldest son is studying HRM and is already in his third year while her youngest is studying Psychology and is in her second year.
Below are the steps on how she was able to spend her hard-earned money abroad:
1. List down the expenses in a paper and notify your family about it so they see that you have budgeted money according to the monthly expenses.
2. Ask for a receipt from family members to make sure the payment is sent where it is supposed to go.
3. Send the money to trusted members of the family.