News Here’s how to apply for Pag-IBIG membership online if...

Here’s how to apply for Pag-IBIG membership online if you’re an OFW


There are several reasons why you should be a Pag-IBIG fund member, especially if you’re an overseas Filipino worker (OFW). Though the idea of mandatory contribution is quite of a headache, just imagine its benefits–including insurance, savings, and even investment. 

Good news because the Pag-IBIG Fund Services and transactions can now be accessed online, anytime, and anywhere. It also provides a chat function where a Pag-IBIG Fun Service Agent is always ready to answer inquiries or resolve any concern one may have with their Pag-IBIG Fun membership. 

By logging into the Virtual Pag-IBIG, members can immediately enjoy its services such as securing a Pag-IBIG Fund Membership ID (MID) number, taking the initial spet to enroll for an MP2 Savings account, and monitoring their loan application status. 

Members may access even more services by creating their own Virtual Pag-IBIG accounts. With an account, members can have access to their savings records, view their loan balances and get the latest news and updates about Pag-IBIG Fund. Members can also monitor and view the last ten transactions made with their Pag-IBIG Fund Loyalty Card Plus. The Virtual Pag-IBIG also features an online payment facility that allows members to pay for their loans and remit their monthly savings through PayMaya or with their Visa, Mastercard, or JBC credit cards. 

Pag-IBIG Fund members can create an account in three ways. Pag-IBIG Fund Loyalty Card Plus can activate their account using their card number. Those who do not have a Loyalty Card Plus can also open an account online, which they can later activate by visiting any Pag-IBIG Fund branch. The Pag-IBIG Fund International Operations has also set up an activation process specially designed for OFWs 

Below is the virtual Pag-IBIG sign up procedures for OFWs: 

Step 1: Log on to and click on Virtual Pag-IBIG. 

Step 2: Click the Log-in or Create Account button. 

Step 3: Click Create Account. 

Step 4: Choose Account Creation for OFWs. 

Step 5: Enter the following information: 

> Pag-IBIG Fund Membership ID (MID) Number

> Complete name

> Date of birth 

> Philippine mobile phone number

Step 6: Input the One-Time Pin (OTP) sent to your mobile phone or secondary email address and proceed. 

Step 7: Enter the following information:

> Country of assignment 

> Email address 

> Three security questions and answers for password retrieval, in the event you forget your password 

> Mother’s maiden name

> Place of birth 

Step 5: Upload a photo of your passport or two valid primary identification cards. 

Step 7: Upload your picture holing at least one identification card you submitted

Step 8: Receive an SMS or email confirming that you have successfully created your Virtual Pag-IBIG Account. 

Your virtual Pag-IBIG Account will be activated within three working days. 

Image Credit: ABS-CBN News

Ryan Namia
Ryan Namia spends most of his days reading over drafts of new written content and determining which ones make the final cut for online and print publication. He received his Bachelor's degree in Journalism in 2015 and has been writing since 2016. Got a story to tell? Email him at Or follow his IG @rtnamia.

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